Ang Monday at ang Med Tek

Bakit kaya madami pa ding pasyente ng Monday? Kung iisipin mo, mas konti nga dapat ang tao pag weekdays kasi pare-prehong may mga trabaho. Dapat mas madaming pasyente pag weekends kasi nga walang pasok. Pero konti lang ang pasyente pag Sunday. Minsan nga mas madami pang tao sa Monday kesa sa sabado. Akala ko nga dati hindi kasma ang mga hospital staff sa Monday sickness kasi nga wala naman tayong weekend off, pero nakakatamad pa din pala ang Monday. Ang daming tao, ang daming trabaho, ang daming follow-up! Mas madaming phone calls, mas madaming lab exams, mas madaming makukulit na tao! Lunes na naman. Napakatalinhanga mong Lunes ka. Biruin mo, nakakapagdala yan ng katamaran sa sanlibutan. Ang galing noh! Hindi mo naman pwedeng tanggalin yun. Pero kung sakali, magkaroon kaya ng Tuesday sickness? Siguro. Pagkatapos kasi ng napakasarap na off e biglang Monday na at balik na sa realidad. Kung nag Sunday duty ka naman, e petiks lang ang Sunday tapos pag pasok mo ng Lunes doble yung trabaho. Toxic!
Kaya pag tulog mo ng Sunday, parang ayaw mo na gumising ng maaga para sa Lunes. Alam mo kasi na balik trabaho na naman. Hay Monday... Pero kahit gaano kabigat ang katawan, kahit parang ayaw mo pa maghilamos sa sarap ng tulog mo, babangon ka pa din. Med Tek e! Maliligo kahit malamig ang tubig, magpapabango para hindi nakakahiya sa pasyente at sa madaling araw yan ginagawa lahat dahil bago mag-6am dapat nasa lab na. Grabe talaga ang Med Tek! Salat na salat sa dedikasyon. Parang ang laki ng sweldo  at ang sipag mag trabaho. Hinaharap ang lunes kahit ang isip ay tila naiwan sa tinulugang kama. Ganyan tayo e, Med Tek pa! Tuloy tuloy lang. Kahit anong araw pa yan! Karamihan naman sa atin ay walang weekend off. Kayang-kaya naman. Nakakapagtaka lang talaga tong Lunes e. Buti na lang talaga... tayo ay mga... Oo, alam kong alam mo na. Med Tek! Tibay talaga!




Paki-share naman po. Ikalat sa mga Med Tek na sabik n sabik sa Lunes! Salamat ha!

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Rising Tiger 1.1 (Mutual Funds)

In my recent post Rising Tiger, I've shared with you on where to invest your money. One of my suggestions was to get a mutual fund. I read the recent post and I felt like it was too technical. So I decided to explain what a mutual fund is in an easier way. Mutual funds, especially equity funds, benefit a lot from our rising economy. So here's something that may help you to understand mutual funds more.

A mutual fund is basically a pool of money from different people. Just like in banks, you earn through interests. But you also earn through shares. These shares have values. You earn more money when your share increases.

There are a few types of mutual funds, here's some of them:

Bond funds. I mentioned Retail treasury bonds(RTB) as one of my suggestions on my Rising Tiger post. In bond funds, they invest in RTB's to gain money. Since RTB's are government issued, bonds are guaranteed.  If you're the type of person who wants a low risk investment, this fund is for you.

Equity funds. These funds invest in the stock market. A growing economy such as ours favors equity funds. *Since stock market is unpredictable, equity funds are said to be high risk.

Balanced funds. This is a combination of bond fund and equity fund. Moderate gain. Moderate risk.

Get a mutual fund that you feel that you are most comfortable. Some mutual fund companies even offers to assess you so you would know what fund suits you better. You can start as low as P5,000. Google search for mutual funds in the Philippines. There are a lot of them! FAMI (a Metrobank group), BPI, Philequity, Sun Life, and Philam just to name a few. I still believe that this is the right time to invest. I would not waste my time encouraging us Med Teks if this would not profit us in the future. Honestly speaking, we Med Teks are not justly compensated. I shared these information because I know that we deserve more. I know that our profession is not all about money, but don't we have the right to be financially competitive as professionals?


Still don't get what a mutual fund is? This video may help you. ;)

Sources: http://mutualfundsphilippines.net/
                http://www.pinoymoneytalk.com/
               http://www.youtube.com/user/PesosAndSense?feature=watch

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Disclaimer: Investments involve substantial risks. Medtek101 and/or the author of MedTek101 does not make any guarantees or promises as to any results obtained from reading this blog. The reader should not make any investment decision without consulting his/her financial advisor or conducting his/her own research.

Internship Syndrome

Sakto 'to sa Valentine's day! At unang taglish post din ng medtek101! (Subukan din natin yung mala-Bob Ong at Tado Jimenez inspired na post) Una, bigyan natin ng malupit na definition ang Internship Syndrome o kilala din sa tawag na I.S. Naks! Napapangiti agad!

Ano nga ba ang IS? Ito ay ang namumuong pagtitinginan ng dalawang Med Tek Intern na naka-duty sa iisang hospital. Ito ay maaring bunga ng anim na buwan na pagkasawa sa isa't isa na naging sanhi upang makaroon sila ng mas malalim na pagkakakilanlan at pagkakaunawaan sa bawat isa. Oo nga naman, 16-24 hours mo ba naman kasama sa duty e, tapos araw-araw na regular duty pa (8hours din yun) talagang magsasawa ka at baka ma-"fall" ka nga siguro. Paano pa kaya i-describe ang IS? Subukan natin translate sa english. Internship syndrome is an emotional phenomenon that occurs between two Med Tek interns that have been together for many months getting them inclined to like each other. Emotional phenomenon? hahaha! Inaantok na yata ako. Pag na-IS ka kasi, parang hindi mo talaga choice yun e. In general, ang mga lalaki, physical attractness talaga hanap nyan sa simula. Sa IS, iba siguro. Kahit lalaki, minsan hindi pinapansin yung physical aspect pag na-IS siya e. Kaya siguro phenomenon yun! Pero sige, sabihin naman natin na choice nung lalaki. Nakagusto yung guy sa tipo niyang intern, syempre kukulitin ng kukulitin. No choice yung girl kungdi pansinin yung guy kasi ka-group e. Araw-araw kasama hangang night duty. Pag nagkick-in yung IS, swerte nung guy! At vice versa yun ah! May kilala ako, yung girl medyo... ahh.. ndi masyado ... ahh... pano ba? mabait yung girl! Basta "mabait" na girl tapos ok na guy. Yung mabait na girl lage nya kasama yung guy. Hinintay lang nung girl ma-IS yung guy, tapos sila na! Pag magkasama nga sila, sasabihin mo true love e! May itsura kasi yung guy pero yung girl... mabait! Kaya kung intern ka at nababasa mo 'to, maganda ka man, gwapo o mabait, magpa-cute ka na! Antayin mo ma-IS! Hindi din lahat ng IS maganda. Hindi ko tintukoy yung mga na-basted ha! (Aray!) Madami kasi ako kilala na na-IS kahit may gf at bf na. Magkahiwalay kasi ng hospital na-assign, kaya ayun, napalitan ang bf/gf dahil sa IS. Hindi daw naman nila sinasadya e. Acceptable ba yun reason na yun? Biktima ng IS? Meron din pala nun. Mahirap pala ang internship pag hindi mo ka-hospital yung bf/gf mo, parang long distance relationship. Dapat magkasama kayo ng bf/gf mo para hindi siya mabiktima ng IS sa iba.

On a serious note, internship would have not been memorable without these things. Kagaya ng hangout kasama ang mga ka-intern (kasama pati ibang school), chibugan (hindi ka Med tek kung hindi ka mahilig kumain), inuman, road trip, swimming, tambay, 24 hour duties, endorsement ng extraction, tulugan kahit night duty, marami pang iba at syempre ang IS. Your internship would not be complete without these things. Hindi lang puro theoretical at technical ang matutunan sa lab. Friendship and camarederie, not necesarilly IS, are also built during internship. Pero back to IS, alam ko majority ng mga Med Tek nakadama nito. Hindi naman kelangan naging kayo or nanligaw ka. Basta malamang sa malamang na-experience mo 'to. Imposibleng hindi. Siguro sinecret mo lang! hahaha!

HAPPY VALENTINE'S DAY MED TEKS!

Share you IS story! I'll post it here! You'll remain anonymous if you want.

(email me at medtek101@gmail.com if you want to share your IS story/experience)

Leave your comments and suggestions below.


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Government vs Private: Where to work?

I have been asking myself and some few batch mates this question ever since we passed the boards and looked for a job. I actually ended up getting a job in a private institution but now, I am currently working in a government institute. So now that I personally experienced applying for a job, working for and earning from both private and government institutions, let me share what I learned and try to answer the question, "Where to work?".

For newly passed Med Teks, the usual instinct is to get a job nearest home. The end result is working at a hospital most convenient to them without considering if it is a private or a public hospital/clinic. Honestly, I did the same thing. But I did inquire and applied to both big private and government hospitals.
When it comes to application and getting hired, here are the scenarios that came across. A certain well-known tertiary government hospital in Manila needs you to undergo a six months externship/training without pay and without any assurance of getting hired. On the other hand, two well-known private tertiary hospitals (one in Manila and one in Quezon city) wanted you to train for 3 months without pay but with assurance of getting hired (casual or contractual, not regular). Private and free-standing labs immediately hire RMT's and pay you during training.

Rising tiger

A slow start for MT101 this 2013. This is technically my 2nd post. A lot of crazy things just happened so I am going to try and bounce back. Although it's a slow start for MT101 this year, it has been a great start for the Philippine economy. The world bank even quoted us as the 'Rising tiger'. And yes, you're reading the same blog, this is still MedTek101 and I am going to say something about the economy that might help us Med teks too. Remember my first post of 2013? I said something about investments. I actually did my own research on investments and tried it last year. As I have said, our economy is growing so if you're planning to invest or earn more money from your savings, the right time is now. Here's a little something I learned that you can do aside from just putting your money on your savings account:

Get a Mutual Fund. A Mutual funds is a collection of money or funds that came from different individuals, investors and/or corporations. The funds are managed by a fund manager who will invest the collected funds/money through stocks, bonds, money market or another mutual fund. There are a lot of great mutual funds to choose from and some of them only requires you to start at Php 5,000.00 to Php 10,000.00. Banks like BPI and Metrobank (FAMI) offer mutual funds.

Retail Treasury bonds (RTB). These are government bonds. If you're worried about scams, then I'm sure that the government will not scam you. You can start as low as Php5,000-25,000. You earn a fixed amount of money every three months up to the end of contract which can go up to 10 to 20 years. I think they offer RTB's only twice a year. But if you're interested, you can inquire and avail through government owned banks like Land Bank.

Time deposits. Not sure about stock investments or mutual funds or RTB's? Try time deposits. Just make sure that the interest rates are higher than the inflation rate. I think that the inflation rates these days are 4-5%.

Invest in the stock market. In times like these, there is no better way to enjoy a rising economy but to invest through the stock market. It's so easy to invest through stock now. There is an online stockbroker known as the COL Financial group (former Citiseconline) which offers to be your stockbroker at a low investment of Php 5,000. They will even give you a free seminar on how to invest wisely. You earn money through dividends and capital appreciations. Ah...the terms are a bit technical but it just means you gain money over a long period of time. You buy shares from big companies then you gain when they gain.
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Disclaimer: Investments involve substantial risks. Medtek101 and/or the author of MedTek101 does not make any guarantees or promises as to any results obtained from reading this blog. The reader should not make any investment decision without consulting his/her financial advisor or conducting his/her own research.